09 July 2025
In busy workplace environments, convenience and efficiency matter, especially when it comes to the way staff pay for everyday services on site.
That’s where payroll loading, a key feature of our VMC Flex cashless solution, is quietly transforming how businesses manage payments.
By integrating salary deduction into a closed-loop payment system, companies are creating a seamless, fast, and cost-effective experience for both employees and administrators.
At VMC we are committed to optimising costs for our customers while also enhancing the employee experience. By encouraging salary deduction, you not only save on processing fees but also simplify payments for employees.
Reduce Transaction Fees (Or Eliminate Them)
Each card payment, even for low-cost items such as a sandwich or vended coffee, comes with fees. With payroll loading, employees can load funds directly from their wages into their Flex account, bypassing traditional card payments altogether. That means:
• Reduced Transaction Processing Fees – Eliminating card payment fees and bank transaction charges helps reduce overall operational costs.
• Eliminate Payment Terminal (PED) Rental Costs – Reducing reliance on card readers lowers monthly rental and maintenance expenses.
• Reduce PCI Compliance Costs – No card transactions mean lower data security and compliance expenses.
• Streamline Operations – Faster transactions at staff restaurants and vending machines improve efficiency and reduce queuing times.
Empower Employees with a Better Experience
The benefits aren’t just financial! By using the VMC Flex app, employees can:
- Track spending
- Check balances and top up on the go
- Set personal spending limits to stay in control and avoid overspending
- Access loyalty rewards
- Enjoy faster, contactless transactions with less queuing
It’s all about making on-site life smoother and more engaging.
A Smarter Payment Ecosystem
Whatever staff catering operation you offer, payroll loading is a powerful way to modernise your payments and reduce operational friction, all while giving your team a better everyday experience.
Interested in what this might look like in your business?
Let’s talk
Back to news